Current Account and Offset Mortgages
These accounts work by offsetting the value of your savings against the value of your mortgage.
Typically, each month the amount you owe on your mortgage is reduced by the amount in the linked savings or current account before calculating the interest on the loan.
Differing products have different terms, conditions and benefits and careful consideration should be taken before applying for one of these products.
For truly unbiased independent financial advice from an FAC adviser, feel free to call us in confidence on 01726 814935
We charge a fee for mortgage advice. Our typical fee is £500
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT.