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Wealth Knowledge December 2016
- 2nd December 2016
- Posted by: shayne
- Category: Wealth Knowledge
No CommentsWealth Knowledge December 2016 In this month’s Wealth Knowledge…More people are saving more for retirement through workplace pensions. A quarter of properties sold in Q3 2016 were second homes or buy-to-lets. Research has found that cash ISAs are the most popular way to save but savers could be missing out on higher interest rates. And,
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Workplace Pensions
- 2nd December 2016
- Posted by: shayne
- Category: Pension, Small Business
Workplace Pensions How you can make the most out of your workplace pension. Auto-enrolment has changed the workplace pension landscape in important ways. By 2018 it will be a legal requirement for every employer to offer a workplace pension scheme. Every employee over the age of 22 who earns at least £10,000 will have to
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Saving for your child
- 2nd December 2016
- Posted by: shayne
- Category: Savings & ISAs
Saving for your child Your guide to saving for your child’s future. Taking the decision to start a family is a major turning point in life. Raising a child not only involves a great deal of responsibility, but can have huge implications for your financial situation. In fact, LV estimates that parents will spend an
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Autumn Statement 2016
- 24th November 2016
- Posted by: shayne
- Category: Autumn Statement
Autumn Statement 2016 Introduction The first major economic statement since the EU referendum focused on measures to "prepare our economy to be resilient as we exit the EU". Unsurprisingly, the Office for Budget Responsibility (OBR) forecasts for growth have changed since the last figures were published in March. The prediction for 2016 is 2.1%, slightly -
Wealth Knowledge – November 2016
- 1st November 2016
- Posted by: shayne
- Category: Wealth Knowledge
Wealth Knowledge – November 2016 In this month’s FAC Group Wealth Knowledge… 40% of families have had to cover funeral costs after the deceased didn’t make any financial arrangements. A fifth of self-employed people would cut back on insurance if they had to reduce costs. Paying a year’s worth of voluntary national insurance could boost
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Trusts
- 1st November 2016
- Posted by: shayne
- Category: Trusts
Trusts A beginner’s guide to using trusts in England and Wales. Trusts are legal arrangements that enable you to transfer the ownership of assets such as cash, property and investments to a trustee, or group of trustees. The trustees will manage the assets and pass them on to beneficiaries according to your wishes. Placing assets
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Accessing your pension
- 1st November 2016
- Posted by: shayne
- Category: Pension
Accessing your pension A guide to choosing how to access your pension savings. Your pension can often seem like an abstract concept among the early morning commutes, home purchases, new jobs and other events that make up the average person’s working life. However, when you begin to reach the end of employment, the abstract suddenly
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Investing in bonds
- 3rd October 2016
- Posted by: shayne
- Category: Investment
Investing in bonds The essential guide for newcomers to the bond market. It is not unusual for a first-time investor to feel intimidated by the bond market. The many different types of bonds on offer, as well as the complex terminology, can deter newcomers from making their first investment. However, bonds are an essential component
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Rewarding your staff
- 3rd October 2016
- Posted by: shayne
- Category: Small Business
Rewarding your staff A guide to showing your appreciation without having to give too much to the taxman. What makes an employee go above and beyond the call of duty, to put in extra effort beyond turning up on time, doing what’s required and taking home their salary? It might be related to the goals
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Wealth Knowledge – October 2016
- 3rd October 2016
- Posted by: shayne
- Category: Wealth Knowledge
Wealth Knowledge – October 2016 In this month’s FAC Group Wealth Knowledge… just under a fifth of individuals aged 55 and over do not currently have a will. The publication of the Savings Bill has confirmed that there will be a 5% early withdrawal charge for savings in Lifetime ISAs. A record number of property