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Help-to-buy ISA: What’s your next option?
- 2nd February 2022
- Posted by: shayne
- Category: Savings & ISAs
No CommentsAlternatives to make your money work harder. A few years have passed since the help-to-buy ISA closed to new applicants on 30 November 2019. Since its launch in December 2015, the scheme offered over-16s a way to save a deposit to help take their first steps on the property ladder. People could kick start their
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Long-term saving options for children
- 6th February 2020
- Posted by: shayne
- Category: Savings & ISAs
Long-term saving options for children Tax-efficient ways to prepare for the future. For wealthy parents and grandparents who want to financially assist younger generations, building a nest egg on their behalf can go a long way. It can also potentially reduce the value of your estate for inheritance tax purposes, making saving for a child
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Diversifying your savings
- 5th November 2019
- Posted by: shayne
- Category: Savings & ISAs
Diversifying your savings Reduce risk with a mix of savings and investments. Diversification is such a commonly-used term in relation to savings and investments that it can sound like a buzzword, but the basic idea behind it is simple enough. It’s the practice of making a variety of investments in order to reduce the overall
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Help-to-buy or lifetime ISA?
- 5th February 2019
- Posted by: shayne
- Category: Savings & ISAs
Help-to-buy or lifetime ISA? A modern-day savings dilemma for many. Young people in the UK are finding it increasingly hard to save, either for that elusive deposit needed to secure a mortgage on their first home or to fund their retirement. According to the most recent figures from the Office for National Statistics, between 2014
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Alternatives to savings accounts
- 1st August 2017
- Posted by: shayne
- Category: Savings & ISAs
Alternatives to savings accounts With cash ISAs offering low rates of return, how much risk is involved in making your cash grow? It’s well-known that returns from traditional cash ISAs have dropped dramatically over the past decade. The interest rates offered by savings account providers are dismal. These days it’s rare to find an ISA
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Creating an effective ISA strategy
- 4th May 2017
- Posted by: shayne
- Category: Savings & ISAs
Creating an effective ISA strategy Integrating ISAs into your savings strategy. It’s not a secret that cash ISA rates have been poor for a number of years. Gone are the days where you could deposit money into a savings account and expect a healthy return. Yet nowadays the ISA market extends far beyond cash accounts.
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Saving for your child
- 2nd December 2016
- Posted by: shayne
- Category: Savings & ISAs
Saving for your child Your guide to saving for your child’s future. Taking the decision to start a family is a major turning point in life. Raising a child not only involves a great deal of responsibility, but can have huge implications for your financial situation. In fact, LV estimates that parents will spend an
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Savings & ISAs
- 1st June 2016
- Posted by: shayne
- Category: Investment, Savings & ISAs
Savings and ISAs A guide to starting saving and some of the products available. Saving is a lot like exercise, we could all probably do with a bit more but sometimes it can be difficult to motivate yourself to actually do it. A common reason many people give for not saving enough, or at all,