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Protecting against problems in a cashless society. The UK’s shift towards becoming a cashless society is well and truly under way, according to UK Finance, which said the number of payments made using notes and coins fell by 35% in 2020. Changes in spending habits were dramatically accelerated by the COVID-19 pandemic, with 13.7 million

Low interest rates fuel spike in demand. After more than a year of COVID-19 restrictions, many people have more disposable income than they’re used to. But with the Bank of England’s base rate of interest at a record low of 0.1% offering paltry incentives for saving in cash, increasing numbers of savers are turning towards

Earn returns while making an impact. Most people invest because they want their money to grow – to prepare for the future, to save up for a major purchase, or to provide a comfortable lifestyle for their family. That might seem at odds with the idea of putting your money towards a good cause, and