All Office Opening Hours
Mon - Fri: 9am - 5pm
-
Is retiring to the sun still possible?
- 1st November 2021
- Posted by: shayne
- Category: Pension, Retirement
No CommentsOr has Brexit dashed the dream? Some of us have had enough of the inclement weather in the UK, and dream of retiring somewhere warm and sunny. We often talk about it for years, fed up with the same old routine, the same journey to work, the same things at work, and a desire to
-
The pensions lifetime allowance
- 2nd June 2021
- Posted by: shayne
- Category: Pension, Retirement
How might the big freeze affect you? Most people get nowhere near breaching the pensions lifetime allowance, but that’s likely to change over the next five years. The lifetime allowance is currently £1,073,100. This is a limit on the amount of pension benefits you can withdraw from all of your pension schemes – whether as
-
Is it time to get a pension review?
- 5th February 2021
- Posted by: shayne
- Category: Pension, Retirement
Time to take stock after recent market volatility. Pensions have come a long way in the last 20 years. Innovative products like stakeholder pensions have reduced costs, auto-enrolment has increased accessibility, and self-invested personal pensions (SIPPs) have boosted investment choice. These advances have been tempered by regular tinkering with pension rules by various governments, sometimes
-
Can you afford to live to 100?
- 7th March 2020
- Posted by: shayne
- Category: Retirement
Can you afford to live to 100? Increasing longevity equates to longer retirement. Going back 30 or 40 years, retiring at the age of 65 and living off of your state pension for the rest of your life was doable. Mind you, life expectancy was much lower in the 1980s. For example in 1988, the
-
The Importance of Retirement Saving
- 10th May 2019
- Posted by: shayne
- Category: Retirement
The importance of retirement saving When, why and how to start. There’s no doubt that the older you get, the faster time flies, and with it comes less time to plan for a comfortable retirement. Saving for retirement can be a challenge, particularly when your income is diverted by other priorities, such as saving for
-
Saving for your retirement
- 2nd May 2018
- Posted by: shayne
- Category: Retirement
Saving for your retirement Getting into the habit early should pay off in the long run. Saving for retirement is essential if you want the financial freedom to enjoy your later years, and getting into the savings habit early can help you achieve that. Not only will placing money into a pension each month provide
-
Retirement Options
- 2nd November 2017
- Posted by: shayne
- Category: Pension, Retirement
Your options at retirement You’ve reached that age; it’s time to access your pension. If your career is drawing to an end, the chances are your thoughts will be drifting towards accessing your pension. After all, your retirement savings will shape the lifestyle you’re able to lead once you stop work and it’s only right
-
Annuities
- 4th October 2017
- Posted by: shayne
- Category: Retirement
Annuities Do annuities remain a viable option for retirement planners? Annuities are retirement products that guarantee you with a regular income after you retire. You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die. The
-
Financial planning in retirement
- 1st September 2016
- Posted by: shayne
- Category: Financial Planning, Retirement
Financial planning in retirement A guide to creating an effective financial game plan in retirement. Retirement is a time to be enjoyed. After years of work a person’s retirement is meant for appreciating the important things in life. Unfortunately, many pensioners find themselves worrying about their finances. Age UK estimates that 14% (1.6 million) of
-
Nearing retirement
- 1st May 2016
- Posted by: shayne
- Category: Retirement
Nearing retirement A guide to planning for individuals who are approaching retirement. Despite our best intentions, it can be hard to commit to a savings plan and squirrel away as much as we would like for our retirement. It can often seem like life is made up of one large expense after another, with getting
- 1
- 2