Retirement

Can you afford to live to 100? Increasing longevity equates to longer retirement. Going back 30 or 40 years, retiring at the age of 65 and living off of your state pension for the rest of your life was doable. Mind you, life expectancy was much lower in the 1980s. For example in 1988, the

The importance of retirement saving When, why and how to start. There’s no doubt that the older you get, the faster time flies, and with it comes less time to plan for a comfortable retirement. Saving for retirement can be a challenge, particularly when your income is diverted by other priorities, such as saving for

Saving for your retirement Getting into the habit early should pay off in the long run. Saving for retirement is essential if you want the financial freedom to enjoy your later years, and getting into the savings habit early can help you achieve that. Not only will placing money into a pension each month provide

Annuities Do annuities remain a viable option for retirement planners? Annuities are retirement products that guarantee you with a regular income after you retire. You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die. The

Nearing retirement A guide to planning for individuals who are approaching retirement. Despite our best intentions, it can be hard to commit to a savings plan and squirrel away as much as we would like for our retirement. It can often seem like life is made up of one large expense after another, with getting

Wealth Knowledge – February 2016 In this month’s Wealth Knowledge… The government has admitted that the changes to the state pension system have been widely misunderstood. 34% of people who accessed their pensions in the third quarter of 2015 did so in the form of cash withdrawals. And, with family household debt rising, we look