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2016

  • Savings & ISAs

    • 1st June 2016
    • Posted by: shayne
    • Category: Investment, Savings & ISAs
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    Savings and ISAs A guide to starting saving and some of the products available. Saving is a lot like exercise, we could all probably do with a bit more but sometimes it can be difficult to motivate yourself to actually do it. A common reason many people give for not saving enough, or at all,

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  • Financial planning for businesses

    • 1st June 2016
    • Posted by: shayne
    • Category: Financial Planning
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    Financial Planning for Businesses An outline of the basic tenets of financial planning for beginners. Developing a solid financial plan is arguably the single most important feature of running a successful business. You may have the best product on the market, a well thought out marketing campaign and industry contacts your rivals would kill for,

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  • Wealth Knowledge May 2016

    • 1st May 2016
    • Posted by: shayne
    • Category: Wealth Knowledge
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    Wealth Knowledge May 2016 In this month’s Wealth Knowledge… landlords and buy-to-let investors rushed to complete before the April 2016 stamp duty changes took effect. The national living wage has now become a legal requirement for employers. A number of changes to capital gains tax and entrepreneurs’ relief have been introduced for 2016/17. And, the

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  • Buying your first home

    • 1st May 2016
    • Posted by: shayne
    • Category: Home Buying
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    Buying your first home A guide to successfully getting onto the property ladder. Buying your first home is one of the biggest financial decisions you’re ever likely to make. Understandably it can be a stressful and daunting process. Stricter lending conditions and increasing house prices mean that purchasing a first home is harder than ever.

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  • Nearing retirement

    • 1st May 2016
    • Posted by: shayne
    • Category: Retirement
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    Nearing retirement A guide to planning for individuals who are approaching retirement. Despite our best intentions, it can be hard to commit to a savings plan and squirrel away as much as we would like for our retirement. It can often seem like life is made up of one large expense after another, with getting

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  • Wealth Knowledge April 2016

    • 1st April 2016
    • Posted by: shayne
    • Category: Wealth Knowledge
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    Wealth Knowledge April 2016 In this month’s Wealth Knowledge… A new personal savings allowance will allow individuals to earn up to £1,000 a year in interest tax-free. The 10% dividend tax credit has been replaced by a £5,000 annual allowance. The eligibility criteria for the new state pension could mean that thousands of people are

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  • Finance Update: Unit trusts and OEICs

    • 1st April 2016
    • Posted by: shayne
    • Category: Investment
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    Finance Update: Unit trusts and OEICs Your guide to collective investment funds. Effectively managing your own investments requires time, knowledge and a good deal of experience. For many of us the demands of daily life mean that we cannot dedicate as much time and energy to investments as we would like. Researching which companies to

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  • Auto-enrolment

    • 1st April 2016
    • Posted by: shayne
    • Category: Small Business
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    Auto-enrolment A guide to auto-enrolment for small businesses. Since 2012 over 6 million employees have been automatically enrolled in workplace pension schemes by nearly 80,000 employers. Between 2016 and 2018 a further 1.8 million companies will reach their staging dates, most of them small employers with 30 or fewer employees. The Public Accounts Committee has

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  • Wealth Knowledge – February 2016

    • 24th February 2016
    • Posted by: shayne
    • Category: Retirement
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    Wealth Knowledge – February 2016 In this month’s Wealth Knowledge… The government has admitted that the changes to the state pension system have been widely misunderstood. 34% of people who accessed their pensions in the third quarter of 2015 did so in the form of cash withdrawals. And, with family household debt rising, we look

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  • Ethical Investments in Cornwall

    • 22nd February 2016
    • Posted by: shayne
    • Category: Investment
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    Ethical Investments in Cornwall An introduction to ethical investments in Cornwall. Ethical investment funds have a point to prove. Since starting in 1984, the ethical investment market has quickly grown in popularity. By 2015 there was more than £15 billion ethically invested in the UK alone, according to the Ethical Investment Research Service. Ethical investments

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