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Wealth Knowledge – December – 2017
- 1st December 2017
- Posted by: shayne
- Category: Wealth Knowledge
No CommentsStamp duty land tax (SDLT) has been abolished for most first-time buyers on all properties worth up to £300,000. Chancellor Philip Hammond, who announced the measure in his Autumn Budget on 22 November 2017, said the move would cut the tax for 95% of first-time buyers – and abolish it for 80% of them. SDLT
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Financial planning and trusts
- 1st December 2017
- Posted by: shayne
- Category: Trusts
Managing your assets for the benefit of others. If you’ve been thinking about ways to plan your finances with beneficiaries in mind, it’s likely placing your assets into trusts would’ve been on your radar at some point. They can provide your loved ones with financial security in the form of guaranteed income, while protecting your
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Employee benefits
- 1st December 2017
- Posted by: shayne
- Category: Business
How to keep staff onside by providing workplace perks. Most employees like to receive perks. They have the psychological benefit of making them feel valued, which can engender goodwill and loyalty and help retain high calibre individuals. Consequently, it can be cost-effective for you to provide employees with non-cash benefits as the perceived benefit can
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Autumn Budget 2017
- 23rd November 2017
- Posted by: shayne
- Category: Autumn Statement
Introduction Chancellor Philip Hammond said he’d take a “balanced approach” to his second Budget of 2017. Once again the speech was light on headline-grabbing finance changes and there were no ‘giveaways’ or major surprises. Instead, the chancellor focussed on measures to prepare the economy for post-Brexit life. Raising productivity is key to boosting economic growth
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Wealth Knowledge – November 2017
- 2nd November 2017
- Posted by: shayne
- Category: Wealth Knowledge
Help to Buy schemes benefit record numbers The government’s Help to Buy schemes have helped more than 320,000 people secure their own home. Out of those completions, more than 90% took place outside of London where house prices are lower. The average house price across the Help to Buy schemes was £196,092 – below the
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An introduction to equity release
- 2nd November 2017
- Posted by: shayne
- Category: Equities
An introduction to equity release A guide to releasing value from your home. For many individuals their home is their greatest financial asset once they have paid off their mortgage. Research by Aviva found 69% of over-45s own a home that is worth more than their pension, savings and investments combined. For this group of
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Retirement Options
- 2nd November 2017
- Posted by: shayne
- Category: Pension, Retirement
Your options at retirement You’ve reached that age; it’s time to access your pension. If your career is drawing to an end, the chances are your thoughts will be drifting towards accessing your pension. After all, your retirement savings will shape the lifestyle you’re able to lead once you stop work and it’s only right
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30 hours’ free childcare available
- 4th October 2017
- Posted by: shayne
- Category: Wealth Knowledge
30 hours’ free childcare available Working parents with children aged three and four years old can now claim 30 hours of free childcare each week. The scheme doubles the previous entitlement of 15 hours’ free childcare and is funded for 38 weeks to coincide with school term time. An estimated 390,000 eligible working families can
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Dying without a valid will
- 4th October 2017
- Posted by: shayne
- Category: Wills
Dying without a valid will How intestacy rules can affect your beneficiaries. It’s easy to assume your property and possessions will automatically go to loved ones when you die, but in reality this is seldom the case. Thousands of people die every year without making a will, without properly drafting one or where the execution
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Annuities
- 4th October 2017
- Posted by: shayne
- Category: Retirement
Annuities Do annuities remain a viable option for retirement planners? Annuities are retirement products that guarantee you with a regular income after you retire. You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die. The