All Office Opening Hours
Mon - Fri: 9am - 5pm
-
Auto-enrolment duties from 1 October 2017
- 5th September 2017
- Posted by: shayne
- Category: Wealth Knowledge
No CommentsAuto-enrolment duties from 1 October 2017 Firms recruiting staff for the first time after 1 October 2017 will need to enrol them into a workplace pension. Legal duties commence on the day new employees start working for the business. To be put into a workplace pension, employers must assess if new employees are: aged between
-
Maximising your pension savings
- 5th September 2017
- Posted by: shayne
- Category: Pension
Maximising your pension savings Ways to hit your desired retirement income target. Weighing up when you want to retire, estimating how much money you will need for a comfortable retirement and the number of years left until you can actually call it a day will be familiar trains of thought for anyone planning their retirement.
-
Investing in ethical funds
- 5th September 2017
- Posted by: shayne
- Category: Investment
Investing in ethical funds Earning returns on ethical investments. Go back a few decades and there were few options for investors who wanted to earn returns on socially-responsible investments. Even after the ethical investment market began to gain traction, these funds were not commonly thought of as being particularly profitable for investors. These days, however,
-
Wealth Knowledge – August 2017
- 1st August 2017
- Posted by: shayne
- Category: Wealth Knowledge
Most savers opting to take pension lump sums Nearly three quarters (72%) of pension pots have been accessed by savers under the age of 65, according to a new study. The Financial Conduct Authority (FCA) polled 1,000 people and found 53% of pots accessed had been fully withdrawn, although 90% of those were worth less
-
Alternatives to savings accounts
- 1st August 2017
- Posted by: shayne
- Category: Savings & ISAs
Alternatives to savings accounts With cash ISAs offering low rates of return, how much risk is involved in making your cash grow? It’s well-known that returns from traditional cash ISAs have dropped dramatically over the past decade. The interest rates offered by savings account providers are dismal. These days it’s rare to find an ISA
-
Financial planning for the self-employed
- 1st August 2017
- Posted by: shayne
- Category: Self Employed
Financial planning for the self-employed Get your finances in order before you go self-employed. Organising your finances can be a daunting task for anyone, but it’s particularly important for those who are self-employed. If you fall into that bracket you will be familiar with having to sort your own national insurance contributions (NICs) and, if
-
Wealth knowledge – July 2017
- 3rd July 2017
- Posted by: shayne
- Category: Wealth Knowledge
Wealth knowledge – July 2017 Households squeezed by higher premiums The new rate of insurance premium tax (IPT) could add an extra £47 to the average household’s annual combined insurance bill, according to the Association of British Insurers (ABI). IPT rose to 12% from 1 June 2017 – only eight months after it was increased
-
The state pension explained
- 3rd July 2017
- Posted by: shayne
- Category: Pension
The state pension explained How much do you know about changes to the state pension? At first glance the state pension is much simpler than other types of pension. You pay national insurance contributions (NICs) throughout your working life in return for a steady income once you reach state pension age. Without having to make
-
Active and passive investment
- 3rd July 2017
- Posted by: shayne
- Category: Investment
Active and passive investment Understanding the differences between active and passive investment funds. If you’re thinking of incorporating unit trusts or open-ended investment companies (OEICs) into your investment strategy, a key decision you will need to make is whether you opt for active management funds, passive management funds or both. These two funds both carry
-
Wealth Knowledge June 2017
- 1st June 2017
- Posted by: shayne
- Category: Wealth Knowledge
Wealth Knowledge June 2017 Bank of Mum and Dad to lend £6.5bn The Bank of Mum and Dad (BoMaD) is set to lend £6.5 billion in 2017 to help their grown-up children take their first steps on the property ladder. According to research by Legal & General, BoMaD will provide deposits for more than 298,000