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Separation and divorce
- 1st June 2017
- Posted by: shayne
- Category: Separation and Divorce
No CommentsSeparation and divorce Financial management during the dissolution of a relationship. As well as being a reflection of the deep personal connection between two people, marriage is often a financial relationship. Divorce and separation are highly emotional and it can be difficult to keep that emotion from spilling into other areas. It is important, however,
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Estate planning
- 1st June 2017
- Posted by: shayne
- Category: Estate Planning, Wills
Estate planning Your guide to effective estate planning: writing your will, executorship and tax-planning. Developing a plan for what happens to your assets after you die is something everyone has to do. Whether you’re in possession of a multi-million pound estate or your assets are worth less than the £325,000 inheritance tax (IHT) threshold, estate
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Wealth knowledge May 2017
- 4th May 2017
- Posted by: shayne
- Category: Wealth Knowledge
Wealth knowledge May 2017 Pension freedoms encourage saving Almost 1 in 6 people are saving more into their pension pots as a result of recent pension freedoms, according to a study. Research by Aegon found that individuals have saved on average £50,000 in pensions, up from £29,000 when the freedoms were introduced in April 2015.
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Creating an effective ISA strategy
- 4th May 2017
- Posted by: shayne
- Category: Savings & ISAs
Creating an effective ISA strategy Integrating ISAs into your savings strategy. It’s not a secret that cash ISA rates have been poor for a number of years. Gone are the days where you could deposit money into a savings account and expect a healthy return. Yet nowadays the ISA market extends far beyond cash accounts.
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Getting ready to invest
- 4th May 2017
- Posted by: shayne
- Category: Investment
Getting ready to invest Information you need to know before making your first investment. It’s hard to underestimate the importance of preparation for newcomers to investing. Even the most experienced investors will spend a great deal of time defining their goals, exploring their options and developing an investment strategy best suited to their needs. While
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Wealth Knowledge April 2017
- 2nd April 2017
- Posted by: shayne
- Category: Wealth Knowledge
Wealth Knowledge April 2017 Families help first time buyers get onto property ladder A third of first time buyers receive financial help from their family save for a deposit, according to Opinium. These first time buyers estimate that their deposit will be 32% of their salary on average. Further findings: 19% expect their deposit to
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Auto-enrolment for small employers
- 2nd April 2017
- Posted by: shayne
- Category: Small Business
Auto-enrolment for small employers An introduction to the auto-enrolment process for employers with small workforces. Do any of these situations sound familiar? You’ve heard of auto-enrolment but your start date is a long way off so you haven’t done anything about it. Perhaps you’ve been meaning to look into your responsibilities but the demands of
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Working out your attitude to risk
- 2nd April 2017
- Posted by: shayne
- Category: Risk Management
Working out your attitude to risk Your attitude to risk will determine your investment strategy. Investing is an inherently risky activity and there is no guarantee that you will meet your goals. As well as the specific types of risk that come from different kinds of investments, each individual must be aware of their own
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Tax Card 2017/18
- 22nd March 2017
- Posted by: shayne
- Category: Tax
Tax Card 2017/18 TAXABLE INCOME BANDS AND TAX RATES 2017/18 2016/17 Starting rate of 0% on savings up to £5,000* £5,000* Basic rate band Scottish basic rate band £33,500 £31,500 £32,000 £32,000 Higher rate band Scottish higher rate band £33,501-£150,000 £31,501-£150,000 £32,001-£150,000 £32,001-£150,000 Basic rate 20% 20% Higher rate 40% 40% Additional rate 45%
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Spring Budget 2017
- 9th March 2017
- Posted by: shayne
- Category: Spring Budget
Spring Budget 2017 Introduction Chancellor Philip Hammond described his first and last Spring Budget as one that “takes forward our plan to prepare Britain for a brighter future”. The economic forecasts outlined by the Office for Budget Responsibility (OBR) were broadly in line with those from the Autumn Statement in November 2016. Inflation is forecast