All Office Opening Hours
Mon - Fri: 9am - 5pm
-
Wealth Knowledge – September 2018
- 5th September 2018
- Posted by: shayne
- Category: Wealth Knowledge
No CommentsMPs call for the Lifetime ISA to be abolished MPs have rounded on the Lifetime ISA (LISA), calling for the savings product to be withdrawn less than 18 months after it was introduced. The LISA was introduced in April 2017, and encourages people aged 18 to 40 to open an account to either save towards
-
Preparing to invest
- 5th September 2018
- Posted by: shayne
- Category: Investment
Preparing to invest What to think about before you start investing. After a decade of low interest rates, many savers have been looking beyond their bank accounts to make their money go a little further. As appealing as higher returns may seem, investing requires more involvement than putting your money safely away and waiting for
-
Flexible pensions: SIPPs and SSAS
- 5th September 2018
- Posted by: shayne
- Category: Pension
Flexible pensions: SIPPs and SSAS A guide to two options for flexible pension saving. As a self-employed business owner or sole trader, it can be hard to make a habit of pension saving. Without the convenience of being auto-enrolled in a workplace pension scheme, you don’t have employer contributions and you’ll need to decide for
-
Wealth Knowledge August 2018
- 2nd August 2018
- Posted by: shayne
- Category: Wealth Knowledge
Cashing-in pension pot could cost savers Savers could be losing out on retirement income by withdrawing cash from their pension pots, a regulator has warned. A report by the Financial Conduct Authority (FCA) found that some customers in drawdown could receive 37% more retirement income every year by investing in a mix of assets rather
-
Collective investment schemes
- 2nd August 2018
- Posted by: shayne
- Category: Investment
Collective investment schemes Unit trusts and OEICs in focus. Collective investment schemes, such as unit trusts and open-ended investment companies (OEICs), are shared funds in which a fund manager pools capital and invests into assets including stocks, bonds and property. Both OEICs and unit trusts are also known as open-ended funds as there is no
-
Funding your child’s higher education
- 2nd August 2018
- Posted by: shayne
- Category: Financial Planning
Funding your child’s higher education Preparing for the costs of university in the long and short term. In July 2017, the Institute for Fiscal Studies estimated that the average student in England will graduate with a debt of £50,000 – an overwhelming figure for the many parents who want to see their children through university.
-
Wealth Knowledge – July 2018
- 2nd July 2018
- Posted by: shayne
- Category: Wealth Knowledge
One in three underestimate wait for inheritance More than a third of people underestimate the time it might take to receive their inheritance, according to research from Co-op Legal Services. In a survey of 2,000 UK adults, 37% said they expect to wait between four and six months to receive their inheritance following the death
-
Consolidating your pension
- 2nd July 2018
- Posted by: shayne
- Category: Pension
Consolidating your pension Should you have your pensions in one place? Many people have multiple pension plans in their career, and these can become difficult to maintain if left unattended over time. One option is to consolidate these pensions into one combined pension pot, theoretically making it easier for you to manage your retirement savings
-
Protecting your business
- 2nd July 2018
- Posted by: shayne
- Category: Business
Protecting your business Reducing threats to your business by creating a protection strategy. The staff you employ, the building you work in and the equipment you use are all crucial parts of any business. But if something happened to any of these elements, how would you cope with the impact? By protecting your business with
-
Wealth Knowledge – June 2018
- 3rd June 2018
- Posted by: shayne
- Category: Wealth Knowledge
1 in 3 retirees enter drawdown as novice investors Almost a third of people using drawdown to fund their retirement have no investment experience, research shows. YouGov polled 742 retirees on behalf of Zurich and found that 32% have never invested in the stock market before, while 41% of those using drawdown received no prior