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2018

  • Tax Card 2018/19

    • 18th January 2018
    • Posted by: shayne
    • Category: Tax
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    Tax Card 2018/19 TAXABLE INCOME BANDS AND TAX RATES   2018/19 2017/18 Starting rate* of 0% on savings up to £5,000 £5,000 Basic rate band £34,500 £33,500 Higher rate band £34,501 – £150,000 £33,501 – £150,000 Additional rate band Over £150,000 Over £150,000 Basic rate 20% 20% Higher rate 40% 40% Additional rate 45% 45%

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  • FAC Group Wealth Knowledge – January 2018

    • 3rd January 2018
    • Posted by: shayne
    • Category: Wealth Knowledge
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    State pension top-up proves a flop The government’s state pension top-up scheme attracted just a 5% take-up over an 18-month window, figures from the Office for Budget Responsibility (OBR) show. It offered men aged 65 or over and women aged 63 or over the chance to increase their state pension entitlement by up to £25

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  • Protection for individuals

    • 3rd January 2018
    • Posted by: shayne
    • Category: Insurance
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    Protection for individuals Insurance options to ensure your loved ones are looked after. In modern-day society there’s an insurance policy for virtually every scenario, but certain protection policies are essential to cater for your beneficiaries in the event of unforeseen circumstances. Policies such as life insurance, critical illness cover and income protection can safeguard your

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  • Pension lump sums

    • 3rd January 2018
    • Posted by: shayne
    • Category: Pension
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    Pension lump sums Everything you need to know about taking your pension flexibly. Former chancellor George Osborne introduced pension freedoms back in April 2015 and the number of individuals raiding their pension pot flexibly continues to rise. Data from HMRC shows 198,000 savers used the freedoms to access their pension early – up 20% on

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