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Wealth Knowledge – December 2019
- 4th December 2019
- Posted by: shayne
- Category: Wealth Knowledge
No CommentsSavers warned over raiding pension to invest in property Retirement savers in their mid-40s and early 50s have been urged to think twice about accessing their pension to invest in buy-to-let property. YouGov polled 2,014 over-45s on behalf of Royal London and found 15% of over-55s are considering investing in property to fund their retirement.
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An overview of trusts
- 3rd December 2019
- Posted by: shayne
- Category: Trusts
An overview of trusts Protecting assets to pass on to others. If you’re passing on your money, property or investments – to a relative, a friend or an organisation – you want to ensure it goes to the right person or cause and is used as you wish. As a legal agreement over how your
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Financial planning for sole traders
- 2nd December 2019
- Posted by: shayne
- Category: Self Employed
Financial planning for sole traders Important considerations for the self-employed. Being your own boss continues to appeal, with 3.5 million sole trader businesses registered in the UK at the start of 2019. Sole traders, according to the Department for Business, Energy and Industrial Strategy in October 2019, account for around 59% of the UK’s entire
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The case of the missing Budget
- 15th November 2019
- Posted by: shayne
- Category: Autumn Statement
The case of the missing Budget Introduction It’s been an eventful few years in British politics, but 2019 has been something else again with one jolt after another. The 29 March deadline for the UK to leave the EU was extended to 31 October and then again until 31 January 2020. Boris Johnson replaced Theresa
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Wealth Knowledge – November 2019
- 8th November 2019
- Posted by: shayne
- Category: Wealth Knowledge
Wealth Knowledge – November 2019 HMRC reveals surge in the number of pension allowance breaches Substantially more pensioners were taxed for exceeding the pensions annual allowance in 2017/18 than the previous year. New statistics from HMRC reveal that 26,550 people had pension contributions that exceeded the £40,000 annual allowance last year – up from 18,500
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The dangers posed by pension scams
- 6th November 2019
- Posted by: shayne
- Category: Pension
The dangers posed by pension scams Getting to grips with the warning signs. Cold calls, time-limited offers and claims of guaranteed returns are among the tactics being used to tempt pension savers into risking their retirement income. Fraudsters have been deploying these tactics, and tweaking them to get around legislation along the way, ever since
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Diversifying your savings
- 5th November 2019
- Posted by: shayne
- Category: Savings & ISAs
Diversifying your savings Reduce risk with a mix of savings and investments. Diversification is such a commonly-used term in relation to savings and investments that it can sound like a buzzword, but the basic idea behind it is simple enough. It’s the practice of making a variety of investments in order to reduce the overall
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Wealth Knowledge – October 2019
- 2nd October 2019
- Posted by: shayne
- Category: Wealth Knowledge
Wealth Knowledge – October 2019 One in four over-60s in employment opt out of workplace pensions Around a quarter of people over 60 and in employment are believed to be opting out of saving into workplace pensions through auto-enrolment, a report claims. Government figures showed there were more than 1.7 million over-60s in full-time employment
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Valuing a business
- 1st October 2019
- Posted by: shayne
- Category: Business
Valuing a business Whether seeking to sell up or secure investment. In most lives, there comes a moment when we think about what needs to change to ensure the future will be financially secure. Sometimes, it’s because of a complete change of course – redundancy, for example, or a change in marital status. Or it
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Is it the right time to move house?
- 30th September 2019
- Posted by: shayne
- Category: Home Buying
Is it the right time to move house? What to think about before buying a new home. It’s a difficult time to make big financial decisions, and moving house is no exception. A lot hangs on your choice to move or stay put, whether you’re in search of more space for your family or moving