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Wealth Knowledge – September 2019
- 9th September 2019
- Posted by: shayne
- Category: Wealth Knowledge
No CommentsWealth Knowledge – September 2019 Treasury to review tapered annual allowance as debate rumbles on The Treasury has announced it will review the tapered annual allowance for pensions, following calls to abolish it. The amount of pension contributions that can be made tax-free in a year stands at £40,000 in 2019/20, but this is restricted
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Ethical investments
- 8th September 2019
- Posted by: shayne
- Category: Investment
Ethical investments Earning returns with a clear conscience. From vegan food and recycled fashion to green energy suppliers and plastic-free packaging, products with an environmental or social focus are becoming ever more popular. Ethical spending has seen a huge surge in the last decade, more than doubling from £36 billion in 2007 to £83bn in
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Pensions and passing on wealth
- 5th September 2019
- Posted by: shayne
- Category: Pension
Pensions and passing on wealth An increasingly effective estate planning strategy. When pension freedoms were introduced back in April 2015, new inheritance tax planning rules slipped under the radar for some. While over-55s were presented with much more choice when it comes to flexibly accessing their pension pots, passing retirement savings on became less punitive.
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Wealth Knowledge August 2019
- 9th August 2019
- Posted by: shayne
- Category: Wealth Knowledge
Millennials challenge the concept of the Bank of Mum and Dad Almost half (49%) of millennials have provided financial support to their parents in the last year. The Bank of Mum and Dad is perceived to provide financial support to adult children in times of financial hardship. Parents have been helping their grown-up children to
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Identifying the best times to invest
- 8th August 2019
- Posted by: shayne
- Category: Investment
Identifying the best times to invest How to spot market peaks and troughs. If there was a universal, rock-solid reliable answer to the question “when is the best time to invest?” life would be a lot easier for financial advisers. Unfortunately, all savvy observers can hope to do is find certain patterns in the market,
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Inheritance tax: gifting rules
- 6th August 2019
- Posted by: shayne
- Category: Inheritance Tax
Inheritance tax: gifting rules Understanding the rules and exemptions Inheritance tax is one of the most widely criticised taxes in the UK. Many see it as an unfair burden at a time of grief, and it comes with a complex system of rules, reliefs and exemptions. In reality, only around 4% of estates are liable
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Wealth Knowledge – July 2019
- 5th July 2019
- Posted by: shayne
- Category: Wealth Knowledge
Wealth Knowledge – July 2019 Consumer ‘demand for cash ISAs has increased’, report claims The number of cash ISA products on the market has increased from 301 to 437 since the introduction of the personal savings allowance in 2016/17. The personal savings allowance enables basic-rate taxpayers to receive up to £1,000 a year in tax-free
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SIPPs explained
- 3rd July 2019
- Posted by: shayne
- Category: SIPPs
SIPPs explained Pension saving with flexible investment options. Having celebrated its 30th birthday this year, the self-invested personal pension (SIPP) remains a popular choice for savers who want to take control of their pension investments. SIPPs were announced in the 1989 Budget by then-Chancellor Nigel Lawson, who proposed to “make it easier for people in
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Protecting your business
- 2nd July 2019
- Posted by: shayne
- Category: Business
Protecting your business How to create a business insurance strategy. Who would pick up the bill if something happened to the people you employ, the building you work in, or the equipment you use? Not having business protection in turbulent times has forced some firms to cease trading. With the number of ‘business deaths’ in
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Wealth Knowledge – June 2019
- 5th June 2019
- Posted by: shayne
- Category: Wealth Knowledge
Savers withdraw £25.62bn through pension freedoms The total amount of withdrawals made using pension freedoms since April 2015 has risen to £25.62 billion. People aged 55 and over have benefitted from more choice when it comes to accessing their pension savings from 2015/16. Since then, government statistics show the amount of money withdrawn by over-55s