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Contrarian Investing
- 6th March 2019
- Posted by: shayne
- Category: Investment
No CommentsContrarian investing The concept of riskier investment strategies. Following the latest market trends when it comes to your investment strategy usually pays off, but while most stick with the safety of the shoal there are always a few sharks swimming against the tide. Contrarian investors are the sharks in this story, inverting conventional wisdom by
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Should you fix your mortgage?
- 6th March 2019
- Posted by: shayne
- Category: Mortgages
Should you fix your mortgage? How Brexit may affect mortgages and interest. With each passing day, more news and speculation emerges about the future relationship between the UK and the EU, as we move a step closer to the planned Brexit date at 11pm on 29 March 2019. Despite this, much remains uncertain about what
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Tax Card 2019/20
- 8th February 2019
- Posted by: shayne
- Category: Tax
Tax Card 2019/20 TAXABLE INCOME TAX BANDS AND RATES 2019/20 2018/19 Starting rate* of 0% on savings up to £5,000 £5,000 Basic-rate band £37,500 £34,500 Higher-rate band £37,501 to £150,000 £34,501 to £150,000 Additional-rate band Over £150,000 Over £150,000 Basic rate 20% 20% Higher rate 40% 40% Additional rate 45% 45% Dividend ordinary rate
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Wealth Knowledge – February 2019
- 7th February 2019
- Posted by: shayne
- Category: Wealth Knowledge
Over-50s are open to a transitional retirement Almost half of UK workers over the age of 50 would prefer to make a gradual transition towards retirement, research claims. Opinium polled 1,007 over-50s, all of whom earn more than £20,000 a year, and found that 49% would prefer to adjust the amount of time they work
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Separation and divorce
- 6th February 2019
- Posted by: shayne
- Category: Separation and Divorce
Separation and divorce Handling the breakdown of a marriage or civil partnership. Getting married or entering into a civil partnership is a moment to cherish, and with it comes both an increased emotional and financial bond. It marks the start of a new chapter of what you hope will be the rest of your lives,
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Help-to-buy or lifetime ISA?
- 5th February 2019
- Posted by: shayne
- Category: Savings & ISAs
Help-to-buy or lifetime ISA? A modern-day savings dilemma for many. Young people in the UK are finding it increasingly hard to save, either for that elusive deposit needed to secure a mortgage on their first home or to fund their retirement. According to the most recent figures from the Office for National Statistics, between 2014
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Year End Tax Guide 2018 – 2019
- 29th January 2019
- Posted by: shayne
- Category: Year End Tax Guide
Our Tax Guide is now available to download Download the guide by clicking here
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Wealth Knowledge January 2019
- 8th January 2019
- Posted by: shayne
- Category: Wealth Knowledge
Wealth Knowledge – January 2019 1 in 4 do not know their state pension age Almost a quarter of people aged between 50 and 64 do not know when they will be able to receive the state pension, research from Age UK finds. YouGov polled 1,040 adults approaching retirement on behalf of the charity, with
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Why you need personal insurance
- 7th January 2019
- Posted by: shayne
- Category: Insurance
Why you need personal insurance Financial protection for you and your family. Insurance can often seem a strangely intangible product. It’s something that affects the future more than the present, and provides a safety net rather than an immediate reward. It’s about preparing for the unexpected, and guarding yourself against the potential shocks to your
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Pension options for over-55s
- 6th January 2019
- Posted by: shayne
- Category: Pension
Pension options for over-55s What alternatives do you have at retirement? Raiding your pension before retirement remains a popular option, with more than 1.3 million savers taking flexible payments from their pensions in the three years since 2015. While the premise of withdrawing 25% of your pension pot tax-free is nothing new, the options you