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Wealth Knowledge – December 2020
- 4th December 2020
- Posted by: shayne
- Category: Wealth Knowledge
No CommentsMortgage payment holidays extended for up to six months Mortgage payment breaks have been extended for homeowners who are being financially affected by the ongoing pandemic. The announcement was made on 31 October 2020, the same day as the scheme was due to end after an initial six months. Borrowers who have not yet had
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How to shield income from taxation
- 3rd December 2020
- Posted by: shayne
- Category: Tax
Tax planning tips to keep more of your income. “How can I legitimately reduce my tax bill” or “how can I keep more of my income” are two similar questions we get asked fairly regularly, often by clients who seek to validate how they are managing their finances. With recent governments cracking down on tax
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Could interest rates turn negative?
- 1st December 2020
- Posted by: shayne
- Category: Interest Rates
What would a negative interest rate mean for your money? In a year of firsts for many of us, the Bank of England (BoE) has mooted a first of its own: they have asked the banks if they are operationally ready for negative interest rates. That is, banks, and by extension those that save with
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Wealth Knowledge – November 2020
- 5th November 2020
- Posted by: shayne
- Category: Wealth Knowledge
UK economic recovery slows to 2.1% in August The UK’s economic recovery following sharp declines caused by the coronavirus lockdown continued to slow in August 2020, official figures show. The Office for National Statistics (ONS) reported that GDP grew by 2.1% in August 2020, its fourth consecutive monthly increase after falling by 26.2% in March
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Pension carry forward
- 4th November 2020
- Posted by: shayne
- Category: Pension
How to make the most of your annual allowance. The coronavirus pandemic appears to have thrown some of the nation’s retirement plans into jeopardy, with recent figures commissioned by the Institute for Fiscal Studies (IFS) revealing that 13% of older workers have already changed their planned retirement age as a direct result of COVID-19. The
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How much is needed to start investing?
- 2nd November 2020
- Posted by: shayne
- Category: Investment
All investors have to begin somewhere. The short answer is £50 a month, but that’s probably not particularly helpful to you because it does not take into account your circumstances. Whether you’re a high earner who’s belatedly decided to start tucking away big sums of money for retirement or you’re reading this on behalf of
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Wealth Knowledge – October 2020
- 6th October 2020
- Posted by: shayne
- Category: Wealth Knowledge
Pension freedoms age rising to 57 in 2028 dashes early retirement hopes The age at which retirement savers can access their private pensions will increase from 55 to 57 in 2028 confirmed. Introduced in 2015, existing pension freedom rules offer more options to over-55s when it comes to accessing their pension before retirement. Over 4.5
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How to extract profits from your company
- 5th October 2020
- Posted by: shayne
- Category: Small Business
Tax-efficient options for limited company directors. If you run your own limited company, you choose how much to pay yourself, pick your own payday, and in which way you will be paid. With more people working for themselves, that may sound appealing. But the reality is the money you work so hard to make goes
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Reviewing your investment portfolio
- 2nd October 2020
- Posted by: shayne
- Category: Investment
Staying on track during a turbulent year. To ensure you will be financially secure throughout your lifetime, planning is essential. It’s also important to remember that a financial plan needs continued attention, especially in unprecedented times like these. As we enter the final quarter of 2020, how has your investment portfolio performed over the year
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Wealth Knowledge – September 2020
- 4th September 2020
- Posted by: shayne
- Category: Wealth Knowledge
Help-to-buy equity loan scheme gets two-month extension The Government has extended a loan scheme which is designed to help those who are struggling to save for a mortgage deposit. Buyers who use the help-to-buy equity loan scheme now have until 28 February 2021 for their new-build homes in England to be finished. The previous deadline