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Wealth Knowledge – December 2021
- 3rd December 2021
- Posted by: shayne
- Category: Wealth Knowledge
No CommentsEquity release market on course for record-breaking year The UK’s equity release market is on track to break the £4 billion barrier as 2021 comes to a close, according to the Equity Release Council (ERC). Homeowners reportedly took out £1.049bn in property wealth in the three months to 30 September 2021, the council said. This
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Paying for further education
- 2nd December 2021
- Posted by: shayne
- Category: Financial Planning
Careful planning to understand the costs. Every parent wants to give their child the best start in life. Whether that’s sending them to the best nursery, the best school, or the best university, an education is a long-term investment in their future. All of these things come at a price and the finances can often
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Active v passive: what’s best for you?
- 1st December 2021
- Posted by: shayne
- Category: Investment
Can you benefit from the best of both approaches? Whether the terms are new to you or you already hold an opinion, we will look at the respective pros and cons of active and passive fund investing, and find out if it is possible to get the best of both by taking a hybrid approach
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Wealth Knowledge – November 2021
- 3rd November 2021
- Posted by: shayne
- Category: Wealth Knowledge
Savers exposed as lifetime allowance protection wanes The number of people protecting themselves against breaching the lifetime allowance slowed in the last year. The lifetime allowance is currently £1,073,100, and HMRC offers two schemes which allow savers to protect their pension savings from April 2016. Individual protection shields savers’ lifetime allowances to whichever is lower
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The outlook for buy-to-let investments
- 2nd November 2021
- Posted by: shayne
- Category: Investment, Mortgages
Is now a good time to invest in buy-to-let? Purchasing an additional residential property to let out usually offers a guaranteed income and the potential for capital growth from a single investment. But this sector has declined in popularity in recent years, following the introduction of a raft of regulatory and tax changes which has
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Is retiring to the sun still possible?
- 1st November 2021
- Posted by: shayne
- Category: Pension, Retirement
Or has Brexit dashed the dream? Some of us have had enough of the inclement weather in the UK, and dream of retiring somewhere warm and sunny. We often talk about it for years, fed up with the same old routine, the same journey to work, the same things at work, and a desire to
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Autumn Budget 2021
- 28th October 2021
- Posted by: shayne
- Category: Autumn Statement
INTRODUCTION “Today’s Budget does not draw a line under COVID-19; we have challenging months ahead”, said Chancellor Rishi Sunak. Chancellor Rishi Sunak resisted temptation to raise taxes to start paying for the emergency support schemes that kept so many businesses afloat during the pandemic in 2020/21. Instead, Sunak continues to bask in the warm glow
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Wealth Knowledge – October 2021
- 6th October 2021
- Posted by: shayne
- Category: Wealth Knowledge
Curtain comes down on stamp duty land tax holiday The stamp duty holiday in England and Northern Ireland has ended, more than 14 months after it first came into effect. The tax break saw buyers who purchased residential properties for £500,000 or less pay no stamp duty until 30 June 2021, although landlords still had
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Can you move your mortgage?
- 5th October 2021
- Posted by: shayne
- Category: Mortgages
Options for those who have found their next home. If you are in a position to upsize or pay off more of an existing mortgage, make sure you understand the small print first. One might expect the property market to dampen considerably now the stamp duty holiday has ended. But while the number of transactions
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Corporate Financial Planning
- 1st October 2021
- Posted by: shayne
- Category: Small Business
Key financial considerations for employers. The lengthening list of rules and regulations involved with running a small business can take its toll on those in charge – even more so if you employ members of staff. First, you need to ensure the business gets paid on time, every time, and ideally that it makes a