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The pensions lifetime allowance
- 2nd June 2021
- Posted by: shayne
- Category: Pension, Retirement
No CommentsHow might the big freeze affect you? Most people get nowhere near breaching the pensions lifetime allowance, but that’s likely to change over the next five years. The lifetime allowance is currently £1,073,100. This is a limit on the amount of pension benefits you can withdraw from all of your pension schemes – whether as
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Can you afford to start a family?
- 1st June 2021
- Posted by: shayne
- Category: Family
The full costs of raising children surprise many. Moving out of your parents’ home for the first time, stepping onto the property ladder, getting married, and deciding to start a family are each big life events. You’ll likely crunch some numbers when considering any of them but when it comes to starting a family, it’s
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Wealth Knowledge – May 2021
- 7th May 2021
- Posted by: shayne
- Category: Wealth Knowledge
HMRC publishes new guidance on unregulated crypto assets Cryptoasset investors have received further clarity on the tax treatment of their unregulated investments from HMRC. Bitcoin is by far the most well-known cryptoasset, although there are more than 1,000 others in existence. Last month, the value of one Bitcoin soared past $60,000 (roughly £43,383) for the
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How to ethically invest in 2021 & beyond
- 6th May 2021
- Posted by: shayne
- Category: News
Earn returns while making an impact. Most people invest because they want their money to grow – to prepare for the future, to save up for a major purchase, or to provide a comfortable lifestyle for their family. That might seem at odds with the idea of putting your money towards a good cause, and
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Give your finances a spring clean
- 5th May 2021
- Posted by: shayne
- Category: Financial Planning
Is it time to tidy up your finances this spring? With spring in the air and the 2021/22 financial year just a month old, there’s no better time to take stock of your financial arrangements and see how they’re working for you. Of course, you can check your direct debits or standing orders and cancel
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Wealth Knowledge – April 2021
- 1st April 2021
- Posted by: shayne
- Category: Wealth Knowledge
Inheritance tax freeze ‘set to grab £985m’ from estates The Treasury expects inheritance tax receipts to soar by almost £1 billion by 2025/26, following the decision to freeze two key thresholds in last month’s Budget. The nil-rate band will continue at £325,000, while the residence nil-rate band remains at £175,000 until April 2026. This means
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Leaving money to the wrong people
- 1st April 2021
- Posted by: shayne
- Category: Estate Planning
Guarding against accidental inheritance. Soaring house prices around the UK over the last 20 years mean it’s possible to leave a substantial windfall to the people or causes closest to our hearts. But with more people filing for divorce and second or even third marriages becoming increasingly common, family structures are getting ever more complicated.
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What does the Spring Budget mean for you?
- 31st March 2021
- Posted by: shayne
- Category: Spring Budget
How will the measures affect your finances? More than usual seemed to be at stake for last month’s Budget: we waited with trepidation for further news on the eye-watering economic costs of the pandemic, while still coming to terms with the human cost. Chancellor Rishi Sunak shared his latest insight into the severity of the
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Spring Budget 2021
- 4th March 2021
- Posted by: shayne
- Category: Spring Budget
Setting out the road to recovery The Chancellor has attempted to strike a balance between continuing to prop up the businesses worst affected by COVID-19, while setting out a roadmap to wean the UK economy off this emergency support. In his second Budget and 14th fiscal announcement since succeeding Sajid Javid in February 2020, Sunak
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Wealth Knowledge – March 2021
- 4th March 2021
- Posted by: shayne
- Category: Wealth Knowledge
OTS proposal could trigger a spike in pension tax relief bills Higher-rate taxpayers who save into personal pensions and fail to claim extra tax relief could soon have it handed to them automatically under a new proposal. Currently, individuals pay into their personal pension scheme out of their net income, while their pension provider claims