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Could inflation be about to increase?
- 2nd March 2021
- Posted by: shayne
- Category: Interest Rates
No CommentsAnd might it be a problem for you in 2021? We’ve all had enough on our plates over the last 12 months, without having to worry about things like inflation. But a surprise jump in December 2020 caused speculation as to whether it might surge when we properly come out of lockdown. Although it sounds
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The new state pension and the triple-lock
- 1st March 2021
- Posted by: shayne
- Category: Pension
How much will you receive in 2021/22? At just £175.20 a week in 2020/21 – or £9,110.40 a year – the full new state pension might not be enough for most people to retire on, but it is an important element to consider when planning for your retirement. You might get more or less than
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Wealth Knowledge – February 2021
- 5th February 2021
- Posted by: shayne
- Category: Wealth Knowledge
Are major tax changes on hold until the autumn? Chancellor Rishi Sunak is expected to shelve plans to introduce tax rises in next month’s Spring Budget, according to reports. The Chancellor will deliver his second Budget on 3 March 2021 and his first since COVID-19 began to engulf the UK last March. Since then, the
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Is it time to get a pension review?
- 5th February 2021
- Posted by: shayne
- Category: Pension, Retirement
Time to take stock after recent market volatility. Pensions have come a long way in the last 20 years. Innovative products like stakeholder pensions have reduced costs, auto-enrolment has increased accessibility, and self-invested personal pensions (SIPPs) have boosted investment choice. These advances have been tempered by regular tinkering with pension rules by various governments, sometimes
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Lockdowns fuel spike in divorce rates
- 4th February 2021
- Posted by: shayne
- Category: Separation and Divorce
Financial advice can help with the divorce process. The number of people seeking to divorce their spouses boomed last year, with many couples forced to spend long amounts of time with their partners during various coronavirus restrictions. Indeed, those googling Citizens’ Advice divorce guidance increased sharply since last April, during the first national lockdown, and
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Year-end tax guide 2020/21
- 21st January 2021
- Posted by: shayne
- Category: Year End Tax Guide
How to use this guide After a year like 2020, you might be forgiven for not paying much attention to organising your finances, but there’s still time to arrange your affairs as efficiently as possible before the start of the new tax year on 6 April 2021. It’s important to consider this from every angle:
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Wealth Knowledge – January 2021
- 8th January 2021
- Posted by: shayne
- Category: Wealth Knowledge
IFS: ‘People born in the 1980s face long wait for inheritance’ The average person in their 30s and early 40s faces a wait until they are 64 to inherit their parents’ wealth, according to the Institute of Fiscal Studies (IFS). The average age of those losing their last surviving parent is tipped to rise from
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Is it time to invest in bonds?
- 7th January 2021
- Posted by: shayne
- Category: Investment
What role should bonds have in your portfolio? Last year was one of those years when investors looked nervously at their portfolios. As the coronavirus pandemic raged, markets tumbled. Even as news of vaccines brought strong rallies, it wasn’t for the faint-hearted. Meanwhile, already meagre interest rates and inflation were driven to new lows, while
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Protection for you and your family
- 6th January 2021
- Posted by: shayne
- Category: Insurance
Insuring with the short-term and long-term in mind. Most people dream of living a long life with their spouse or civil partner in a home they love, with secure finances and children and grandchildren nearby. For some people, life goes exactly to plan until they reach a ripe old age with everything in place. But