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Don’t abandon pension contributions as prices rise
- 5th December 2022
- Posted by: shayne
- Category: Pension, Recession, Retirement
No CommentsSavers could miss out on thousands of pounds in retirement As the cost of living continues to soar, with inflation reaching a 40-year high, the impact on household finances is taking its toll. But it is essential to try to maintain a savings habit even in the current climate. The impact of any breaks in
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Spotting an investment scam
- 2nd December 2022
- Posted by: shayne
- Category: Investment
How scammers are getting more convincing Around half of UK adults (51%) have or know someone who has received a suspicious communication in the last 12 months, according to new research[1]. This equates to 27 million people across the UK. Most of these cases can be described as ‘phishing scams’ (51%), when a fraudster attempts
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Passing wealth down through the generations
- 1st December 2022
- Posted by: shayne
- Category: Family
Millions of retirees help out in the cost of living crisis The rise in the cost of living is affecting millions of people. A third of young adults (18-34) and families with young children are struggling financially. Many are turning to family and friends for help with day-to-day expenses such as utility bills, housing costs
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How to maximise the value of pension savings
- 8th November 2022
- Posted by: shayne
- Category: Pension
Mistakes to avoid when you’re aiming to build your pension pot Many people are feeling the pressure on their finances at the moment due to the backdrop of rising inflation and the cost of living soaring. In these circumstances, it can be difficult to think about your long-term finances or even contemplate saving for the
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Working 9 to 5
- 7th November 2022
- Posted by: shayne
- Category: Pension, Retirement
More over-65s are still working than six years ago More people in the UK aged between 65 and 74 are still working compared to six years ago, new research shows[1]. The findings show there’s a marked increase in the number of people over 65 who remain in the workforce compared to 2016, and a fall
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Balancing risk and returns
- 4th November 2022
- Posted by: shayne
- Category: Investment
Bonds can play a key part in building an investment portfolio UK government bonds, also known as gilts, are debt securities issued by the UK government. They are used to finance the government’s borrowing requirements and are often seen as a safe haven asset by investors. Gilts are traded on the London Stock Exchange and
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Cash may not be king
- 5th October 2022
- Posted by: shayne
- Category: Pension
Deciding whether to withdraw cash from your pension pot Choosing what to do with your pension is a big decision. If you’ve been saving into a defined contribution pension (sometimes called ‘money purchase’) during your working life, from age 55 (age 57 in 2028) you need to decide what to do with the money you’ve
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Putting life on hold
- 4th October 2022
- Posted by: shayne
- Category: Cost Of Living Crisis
Cost-of-living crisis delays homeownership, having children and retirement Rising living costs have been so significant in recent months that most UK households will have noticed a squeeze on their monthly budgets. Not only does this have a direct impact on people’s lifestyles, even though they are making every effort to cut back, but it has
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Self-employed extremely vulnerable to loss of income
- 3rd October 2022
- Posted by: shayne
- Category: Self Employed
81% aren’t seeking financial advice Self-employed people are at risk of financial hardship if they don’t have sufficient provision in place. Without a regular income, it can be difficult to cover expenses and also save for the future. In many cases, the self-employed are unable to claim for many of the benefits that employees are
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HOW TO REDUCE INHERITANCE TAX BY LEAVING A GIFT
- 7th September 2022
- Posted by: shayne
- Category: Inheritance Tax
PLANNING FOR YOUR WEALTH PRESERVATION AND THE EVENTUAL TRANSFER OF THAT WEALTH When you’ve worked hard and invested carefully to build your wealth, you want to look after it. That’s why it’s important to plan for your wealth preservation and the eventual transfer of that wealth. If you’re considering making a gift to someone, there