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Responsible asset selection
- 3rd August 2023
- Posted by: shayne
- Category: Investment
No CommentsSupporting responsible practices and contributing to a sustainable future Environmental, Social, and Governance (ESG) investing is a strategy that focuses on companies that prioritise environmental, social, and governance factors in their operations. Investing in these businesses aims to support responsible practices and contribute to a sustainable future. By focusing on companies with high ESG scores,
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Maximising your investments in your 50s
- 2nd August 2023
- Posted by: shayne
- Category: Investment
Time to evaluate whether you need to modify your objectives or saving strategies? As you enter your 50s, retirement is no longer a distant dream but a rapidly approaching reality. Ensuring that your investments work diligently to secure the lifestyle you envision for your golden years is crucial. By optimising your financial strategy now, you
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Are we entering an investment bond renaissance?
- 7th July 2023
- Posted by: shayne
- Category: Investment
Exploring why they are an attractive option to mass-affluent investors Onshore investment bonds typically carry a lower risk and contribute significantly to a well-rounded portfolio. Historically, numerous investors have opted for a 60% equities and 40% bonds split in their portfolios, as these two assets often (keep in mind, not always) exhibit contrasting performances under
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Early bird investors
- 5th May 2023
- Posted by: shayne
- Category: Investment
Does the early bird get the ISA worm? If you’re an investor looking to maximise your Individual Savings Accounts (ISA) returns, it’s worth considering investing your ISA allowance as soon as possible each year, as soon as it becomes available on 6 April. Not only will this help ensure that your money is protected from
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Show me the money
- 5th April 2023
- Posted by: shayne
- Category: Investment
Britons not researching their investments because it’s ‘time-consuming’ and ‘complicated’ A new survey conducted by the Financial Services Compensation Scheme (FSCS) and the Financial Conduct Authority (FCA) reveals that 44% of UK adults who hold investments of between £100 and £50,000 wish they had spent more time researching their investment before making a decision[1]. However,
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Don’t miss the ISA deadline
- 6th January 2023
- Posted by: shayne
- Category: Investment
Use your tax-efficient allowance or lose it forever! Time is running out to take advantage of this year’s Individual Savings Account (ISA) allowances. You get one ISA allowance per tax year. So use it or lose it soon, when the tax year ends on 5 April. Any unused ISA allowance will not be rolled over
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Spotting an investment scam
- 2nd December 2022
- Posted by: shayne
- Category: Investment
How scammers are getting more convincing Around half of UK adults (51%) have or know someone who has received a suspicious communication in the last 12 months, according to new research[1]. This equates to 27 million people across the UK. Most of these cases can be described as ‘phishing scams’ (51%), when a fraudster attempts
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Balancing risk and returns
- 4th November 2022
- Posted by: shayne
- Category: Investment
Bonds can play a key part in building an investment portfolio UK government bonds, also known as gilts, are debt securities issued by the UK government. They are used to finance the government’s borrowing requirements and are often seen as a safe haven asset by investors. Gilts are traded on the London Stock Exchange and
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Active v passive: what’s best for you?
- 1st December 2021
- Posted by: shayne
- Category: Investment
Can you benefit from the best of both approaches? Whether the terms are new to you or you already hold an opinion, we will look at the respective pros and cons of active and passive fund investing, and find out if it is possible to get the best of both by taking a hybrid approach
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The outlook for buy-to-let investments
- 2nd November 2021
- Posted by: shayne
- Category: Investment, Mortgages
Is now a good time to invest in buy-to-let? Purchasing an additional residential property to let out usually offers a guaranteed income and the potential for capital growth from a single investment. But this sector has declined in popularity in recent years, following the introduction of a raft of regulatory and tax changes which has