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  • Will you make the right decisions around your pension pot?

    • 8th September 2023
    • Posted by: shayne
    • Category: News, Pension
    No Comments

    Why defined contribution pensions are even more appealing for wealth transfer The announcement of the removal of the Lifetime Allowance (LTA) from the 2024/25 tax year in March’s Spring Budget 2023 has made defined contribution pensions even more appealing for wealth transfer. This benefits individuals over 55 who intend to leave their tax-free lump sum

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  • Preserving wealth for future generations

    • 7th September 2023
    • Posted by: shayne
    • Category: Estate Planning
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    Starting estate planning early and implementing it in stages is desirable The UK Treasury has been receiving record-breaking Inheritance Tax (IHT) receipts. IHT receipts amounted to approximately £7.09 billion British pounds in 2022/23, compared with £6.05 billion in the previous financial year[1]. For individuals and families who have to pay it, IHT can be emotionally

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  • Key traits for successful wealth-building

    • 6th September 2023
    • Posted by: shayne
    • Category: Wealth Knowledge
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    Developing an investment strategy tailored to your goals Committing to a financial plan is crucial for building wealth and achieving long-term financial goals. When you have a plan, you are more likely to stay focused on your objectives and take the necessary steps to reach them. Planning allows you to develop an investment strategy tailored

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  • Getting retirement ready

    • 4th August 2023
    • Posted by: shayne
    • Category: Retirement
    No Comments

    Key steps to achieving a comfortable retirement A comfortable retirement is a common financial goal, and contributing to a pension is essential to achieving it. Although retirement may appear distant at the moment, there’s much to consider. Let us assist you in navigating this crucial life milestone. By planning ahead and making smart decisions about

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  • Responsible asset selection

    • 3rd August 2023
    • Posted by: shayne
    • Category: Investment
    No Comments

    Supporting responsible practices and contributing to a sustainable future Environmental, Social, and Governance (ESG) investing is a strategy that focuses on companies that prioritise environmental, social, and governance factors in their operations. Investing in these businesses aims to support responsible practices and contribute to a sustainable future. By focusing on companies with high ESG scores,

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  • Maximising your investments in your 50s

    • 2nd August 2023
    • Posted by: shayne
    • Category: Investment
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    Time to evaluate whether you need to modify your objectives or saving strategies? As you enter your 50s, retirement is no longer a distant dream but a rapidly approaching reality. Ensuring that your investments work diligently to secure the lifestyle you envision for your golden years is crucial. By optimising your financial strategy now, you

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  • Are we entering an investment bond renaissance?

    • 7th July 2023
    • Posted by: shayne
    • Category: Investment
    No Comments

    Exploring why they are an attractive option to mass-affluent investors Onshore investment bonds typically carry a lower risk and contribute significantly to a well-rounded portfolio. Historically, numerous investors have opted for a 60% equities and 40% bonds split in their portfolios, as these two assets often (keep in mind, not always) exhibit contrasting performances under

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  • Normal Minimum Pension Age update

    • 4th July 2023
    • Posted by: shayne
    • Category: Pension
    No Comments

    Essential information for your retirement planning A significant change is on the horizon that may affect when you can access your pension money. We’ll guide you through this change and its potential implications, so you can confidently prepare for retirement. The current normal minimum pension age (NMPA) is 55, which means you can start taking

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  • Price of adulthood

    • 3rd July 2023
    • Posted by: shayne
    • Category: Financial Planning
    No Comments

    Financial responsibilities increase significantly after 25 Paying essentials like utilities and council tax becomes a reality as young adults transition from student life to the workforce. The reality of financial responsibilities often accompanies the excitement of newfound independence during one’s mid-twenties. According to research, young workers may find their first salaries insufficient to cover necessities

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  • Financial wellbeing

    • 6th June 2023
    • Posted by: shayne
    • Category: News
    No Comments

    More than 24.5 million people are financially disengaged Do you often review your finances? Or are you one of those people who just hope for the best? Although managing finances may not be the most exciting activity, keeping track of your financial wellbeing can make a significant difference to your life, both in the present

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