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Year-end tax guide 2020/21
- 21st January 2021
- Posted by: shayne
- Category: Year End Tax Guide
No CommentsHow to use this guide After a year like 2020, you might be forgiven for not paying much attention to organising your finances, but there’s still time to arrange your affairs as efficiently as possible before the start of the new tax year on 6 April 2021. It’s important to consider this from every angle:
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Wealth Knowledge – January 2021
- 8th January 2021
- Posted by: shayne
- Category: Wealth Knowledge
IFS: ‘People born in the 1980s face long wait for inheritance’ The average person in their 30s and early 40s faces a wait until they are 64 to inherit their parents’ wealth, according to the Institute of Fiscal Studies (IFS). The average age of those losing their last surviving parent is tipped to rise from
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Is it time to invest in bonds?
- 7th January 2021
- Posted by: shayne
- Category: Investment
What role should bonds have in your portfolio? Last year was one of those years when investors looked nervously at their portfolios. As the coronavirus pandemic raged, markets tumbled. Even as news of vaccines brought strong rallies, it wasn’t for the faint-hearted. Meanwhile, already meagre interest rates and inflation were driven to new lows, while
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Protection for you and your family
- 6th January 2021
- Posted by: shayne
- Category: Insurance
Insuring with the short-term and long-term in mind. Most people dream of living a long life with their spouse or civil partner in a home they love, with secure finances and children and grandchildren nearby. For some people, life goes exactly to plan until they reach a ripe old age with everything in place. But
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Wealth Knowledge – December 2020
- 4th December 2020
- Posted by: shayne
- Category: Wealth Knowledge
Mortgage payment holidays extended for up to six months Mortgage payment breaks have been extended for homeowners who are being financially affected by the ongoing pandemic. The announcement was made on 31 October 2020, the same day as the scheme was due to end after an initial six months. Borrowers who have not yet had
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How to shield income from taxation
- 3rd December 2020
- Posted by: shayne
- Category: Tax
Tax planning tips to keep more of your income. “How can I legitimately reduce my tax bill” or “how can I keep more of my income” are two similar questions we get asked fairly regularly, often by clients who seek to validate how they are managing their finances. With recent governments cracking down on tax
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Could interest rates turn negative?
- 1st December 2020
- Posted by: shayne
- Category: Interest Rates
What would a negative interest rate mean for your money? In a year of firsts for many of us, the Bank of England (BoE) has mooted a first of its own: they have asked the banks if they are operationally ready for negative interest rates. That is, banks, and by extension those that save with
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Wealth Knowledge – November 2020
- 5th November 2020
- Posted by: shayne
- Category: Wealth Knowledge
UK economic recovery slows to 2.1% in August The UK’s economic recovery following sharp declines caused by the coronavirus lockdown continued to slow in August 2020, official figures show. The Office for National Statistics (ONS) reported that GDP grew by 2.1% in August 2020, its fourth consecutive monthly increase after falling by 26.2% in March
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Pension carry forward
- 4th November 2020
- Posted by: shayne
- Category: Pension
How to make the most of your annual allowance. The coronavirus pandemic appears to have thrown some of the nation’s retirement plans into jeopardy, with recent figures commissioned by the Institute for Fiscal Studies (IFS) revealing that 13% of older workers have already changed their planned retirement age as a direct result of COVID-19. The
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How much is needed to start investing?
- 2nd November 2020
- Posted by: shayne
- Category: Investment
All investors have to begin somewhere. The short answer is £50 a month, but that’s probably not particularly helpful to you because it does not take into account your circumstances. Whether you’re a high earner who’s belatedly decided to start tucking away big sums of money for retirement or you’re reading this on behalf of