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Wealth Knowledge – October 2020
- 6th October 2020
- Posted by: shayne
- Category: Wealth Knowledge
No CommentsPension freedoms age rising to 57 in 2028 dashes early retirement hopes The age at which retirement savers can access their private pensions will increase from 55 to 57 in 2028 confirmed. Introduced in 2015, existing pension freedom rules offer more options to over-55s when it comes to accessing their pension before retirement. Over 4.5
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How to extract profits from your company
- 5th October 2020
- Posted by: shayne
- Category: Small Business
Tax-efficient options for limited company directors. If you run your own limited company, you choose how much to pay yourself, pick your own payday, and in which way you will be paid. With more people working for themselves, that may sound appealing. But the reality is the money you work so hard to make goes
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Reviewing your investment portfolio
- 2nd October 2020
- Posted by: shayne
- Category: Investment
Staying on track during a turbulent year. To ensure you will be financially secure throughout your lifetime, planning is essential. It’s also important to remember that a financial plan needs continued attention, especially in unprecedented times like these. As we enter the final quarter of 2020, how has your investment portfolio performed over the year
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Wealth Knowledge – September 2020
- 4th September 2020
- Posted by: shayne
- Category: Wealth Knowledge
Help-to-buy equity loan scheme gets two-month extension The Government has extended a loan scheme which is designed to help those who are struggling to save for a mortgage deposit. Buyers who use the help-to-buy equity loan scheme now have until 28 February 2021 for their new-build homes in England to be finished. The previous deadline
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Options for funding long-term care
- 2nd September 2020
- Posted by: shayne
- Category: Longterm Care
Building your savings for later life care. Paying for long-term care is not cheap, and the burden first falls on private individuals. Ros Altman – the former pensions minister – described the nation as “sleepwalking into a social care crisis”, and already the costs borne privately are staggering. One newspaper last year reported that the
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Retirement saving for the self-employed
- 1st September 2020
- Posted by: shayne
- Category: Pension
How to save for a pension if you work for yourself. For ministers to say workplace pensions have been an “extraordinary success” is perfectly valid, but those excluded from the government’s flagship scheme may not share that sentiment. The official statistics corroborate those claims, showing that more than 10 million employees over the age of
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Wealth Knowledge August 2020
- 6th August 2020
- Posted by: shayne
- Category: Wealth Knowledge
Workers in hardest-hit sectors face retirement savings crisis Many workers in sectors that shut down during the COVID-19 lockdown could be facing a retirement savings crisis, according to a report. Scottish Widows polled 5,757 savers for its annual retirement report, which was undertaken in March 2020 – during the height of the pandemic. More than
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When investing, patience is a virtue
- 5th August 2020
- Posted by: shayne
- Category: Investment
Key considerations in times of market volatility. In an age of COVID-19, there will be compelling investment opportunities but it’s important to align this year’s investments with your long-term goals. After the initial shock of the sharp market falls in 2020 due to the coronavirus pandemic, some people have been quick to look for investment
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Cryptoassets and tax
- 4th August 2020
- Posted by: shayne
- Category: Cryptocurrency, Tax
HMRC’s evolving stance on taxing cryptocurrencies. Since the launch of Bitcoin in 2009, cryptocurrencies have grown steadily into the public consciousness and the taxman’s too. Once the realm of geeks and hackers, cryptocurrencies are becoming more mainstream. In late 2017, the price of a single Bitcoin surged to about $20,000 before falling away dramatically. Yes,
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Wealth Knowledge – July 2020
- 3rd July 2020
- Posted by: shayne
- Category: Wealth Knowledge
Base rate cuts have significant effect on savings market Dwindling interest rates have seen average savings rates for ISAs drop to their lowest levels since records began in 2008, according to Moneyfacts. During the first six months of the year, the average easy access ISA rate collapsed to a low of 0.45%, from 0.85% in