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Wealth Knowledge January 2019
- 8th January 2019
- Posted by: shayne
- Category: Wealth Knowledge
No CommentsWealth Knowledge – January 2019 1 in 4 do not know their state pension age Almost a quarter of people aged between 50 and 64 do not know when they will be able to receive the state pension, research from Age UK finds. YouGov polled 1,040 adults approaching retirement on behalf of the charity, with
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Why you need personal insurance
- 7th January 2019
- Posted by: shayne
- Category: Insurance
Why you need personal insurance Financial protection for you and your family. Insurance can often seem a strangely intangible product. It’s something that affects the future more than the present, and provides a safety net rather than an immediate reward. It’s about preparing for the unexpected, and guarding yourself against the potential shocks to your
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Pension options for over-55s
- 6th January 2019
- Posted by: shayne
- Category: Pension
Pension options for over-55s What alternatives do you have at retirement? Raiding your pension before retirement remains a popular option, with more than 1.3 million savers taking flexible payments from their pensions in the three years since 2015. While the premise of withdrawing 25% of your pension pot tax-free is nothing new, the options you
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Wealth Knowledge – December 2018
- 6th December 2018
- Posted by: shayne
- Category: Wealth Knowledge
A quarter of over-55s unaware of pension tax More than a quarter of people approaching retirement are unaware of the tax charge they will face if they withdraw their pension savings as cash. According to a survey of more than 2,000 over-55s by Legal & General, 27% believe they can access their pension pot tax-free,
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Setting Up A Trust
- 5th December 2018
- Posted by: shayne
- Category: Trusts
Setting up a trust Managing your assets for the benefit of others. Estate planning is a complicated process, and can seem a morbid task, so it’s tempting to put it off or avoid it altogether. But with probate fees set to rise for many estates, it’s ever more important to think carefully about how your
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Investing in Property
- 4th December 2018
- Posted by: shayne
- Category: Investment
Investing in Property A guide to starting as a buy-to-let investor. Investing in property is usually about as close as it comes to a safe bet. The value of your asset tends to increase the longer you hold onto it, while the short and medium-term yields from rental income can cover the mortgage. For years,
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Wealth Knowledge – November 2018
- 2nd November 2018
- Posted by: shayne
- Category: Wealth Knowledge
Auto-enrolment contributions fall 5.5% in five years The average amount saved by employees in workplace pensions slumped 5.5% in the five years following the introduction of auto-enrolment. Figures from the Office for National Statistics (ONS) show the typical employee/employer contribution fell from a high of 9.7% in 2012 to just 3.4% in 2017. This is
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Fixed-interest investments
- 2nd November 2018
- Posted by: shayne
- Category: Investment
Fixed-interest investments Alternative options for investing with less risk. When you look for an investment opportunity, you want something that will earn the best possible returns with the lowest possible amount of risk. The no-risk investment is a pipe dream – no such product can ever exist, and the value of any investment can rise
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Pensions for business owners
- 2nd November 2018
- Posted by: shayne
- Category: Pension
Pensions for business owners How to save for retirement while running a business. When you’re juggling the many day-to-day responsibilities of running a business, planning for your retirement might well slip down your list of priorities. Recent data from the Office for National Statistics shows that self-employed individuals contributed £4,490 on average to personal pensions
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2018 Budget Report
- 1st November 2018
- Posted by: shayne
- Category: Autumn Statement
Is Austerity Finally Coming to an End? Going into Budget 2018, between leaks and political instability, few expected Chancellor Philip Hammond would have surprises left to spring. How wrong we were. Download our full report here.