News
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Consolidating your pension
- 2nd July 2018
- Posted by: shayne
- Category: Pension
No CommentsConsolidating your pension Should you have your pensions in one place? Many people have multiple pension plans in their career, and these can become difficult to maintain if left unattended over time. One option is to consolidate these pensions into one combined pension pot, theoretically making it easier for you to manage your retirement savings
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Protecting your business
- 2nd July 2018
- Posted by: shayne
- Category: Business
Protecting your business Reducing threats to your business by creating a protection strategy. The staff you employ, the building you work in and the equipment you use are all crucial parts of any business. But if something happened to any of these elements, how would you cope with the impact? By protecting your business with
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Wealth Knowledge – June 2018
- 3rd June 2018
- Posted by: shayne
- Category: Wealth Knowledge
1 in 3 retirees enter drawdown as novice investors Almost a third of people using drawdown to fund their retirement have no investment experience, research shows. YouGov polled 742 retirees on behalf of Zurich and found that 32% have never invested in the stock market before, while 41% of those using drawdown received no prior
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Funding long-term care
- 3rd June 2018
- Posted by: shayne
- Category: Longterm Care
Funding long-term care Preparing for long-term care needs in your family. Planning for the costs of long-term care can seem a difficult task, and an easy one to put off – especially if your family members don’t need any support at present. However, important choices about how you’ll support your family’s future care needs shouldn’t
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Getting started with financial planning
- 3rd June 2018
- Posted by: shayne
- Category: Financial Planning
Getting started with financial planning Spring clean and take charge of your finances. Creating a financial plan usually provides a thorough understanding of your wealth, and can be regularly updated when your circumstances change. Such plans will also help answer one of life’s most burning financial questions: whether or not your money will last a
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Wealth Knowledge – May 2018
- 2nd May 2018
- Posted by: shayne
- Category: Wealth Knowledge
Retirees display false confidence in pension products Many retirees have misconceptions about their options to provide a retirement income, a report of around 13,000 people has claimed. A study from the Financial Conduct Authority (FCA) discovered that 80% of those who accessed their pension pots in the last two years felt they understood their retirement
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Saving for your retirement
- 2nd May 2018
- Posted by: shayne
- Category: Retirement
Saving for your retirement Getting into the habit early should pay off in the long run. Saving for retirement is essential if you want the financial freedom to enjoy your later years, and getting into the savings habit early can help you achieve that. Not only will placing money into a pension each month provide
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Getting on the property ladder
- 2nd May 2018
- Posted by: shayne
- Category: Home Buying
Getting on the property ladder What steps do you need to take? Buying your first home is one of life’s milestones, but how easy it is to realise depends on your own circumstances and to a lesser extent where you live in the UK. Most first-time buyers in England and Northern Ireland are able to
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Wealth Knowledge – April 2018
- 19th April 2018
- Posted by: shayne
- Category: Wealth Knowledge
UK’s total pension liabilities surge by £1trn since 2010 The total liability of the UK’s pension system increased by £1 trillion in the five years to 2015, according to figures from the Office for National Statistics (ONS). The statistics reveal the total pensions bill across the UK grew from £6.6 trillion to £7.6 trillion over
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Changes to auto-enrolment
- 19th April 2018
- Posted by: shayne
- Category: Pension
Changes to auto-enrolment Minimum employee contributions to treble in April 2018. Most people in full-time employment are used to sacrificing 1% of their monthly pay packet in return for their employer matching the contribution into their workplace pension. Depending on your employer’s staging date, that scheme’s been in place since 1 October 2012 and you