News
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Autumn Budget 2017
- 23rd November 2017
- Posted by: shayne
- Category: Autumn Statement
No CommentsIntroduction Chancellor Philip Hammond said he’d take a “balanced approach” to his second Budget of 2017. Once again the speech was light on headline-grabbing finance changes and there were no ‘giveaways’ or major surprises. Instead, the chancellor focussed on measures to prepare the economy for post-Brexit life. Raising productivity is key to boosting economic growth
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Wealth Knowledge – November 2017
- 2nd November 2017
- Posted by: shayne
- Category: Wealth Knowledge
Help to Buy schemes benefit record numbers The government’s Help to Buy schemes have helped more than 320,000 people secure their own home. Out of those completions, more than 90% took place outside of London where house prices are lower. The average house price across the Help to Buy schemes was £196,092 – below the
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An introduction to equity release
- 2nd November 2017
- Posted by: shayne
- Category: Equities
An introduction to equity release A guide to releasing value from your home. For many individuals their home is their greatest financial asset once they have paid off their mortgage. Research by Aviva found 69% of over-45s own a home that is worth more than their pension, savings and investments combined. For this group of
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Retirement Options
- 2nd November 2017
- Posted by: shayne
- Category: Pension, Retirement
Your options at retirement You’ve reached that age; it’s time to access your pension. If your career is drawing to an end, the chances are your thoughts will be drifting towards accessing your pension. After all, your retirement savings will shape the lifestyle you’re able to lead once you stop work and it’s only right
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30 hours’ free childcare available
- 4th October 2017
- Posted by: shayne
- Category: Wealth Knowledge
30 hours’ free childcare available Working parents with children aged three and four years old can now claim 30 hours of free childcare each week. The scheme doubles the previous entitlement of 15 hours’ free childcare and is funded for 38 weeks to coincide with school term time. An estimated 390,000 eligible working families can
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Dying without a valid will
- 4th October 2017
- Posted by: shayne
- Category: Wills
Dying without a valid will How intestacy rules can affect your beneficiaries. It’s easy to assume your property and possessions will automatically go to loved ones when you die, but in reality this is seldom the case. Thousands of people die every year without making a will, without properly drafting one or where the execution
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Annuities
- 4th October 2017
- Posted by: shayne
- Category: Retirement
Annuities Do annuities remain a viable option for retirement planners? Annuities are retirement products that guarantee you with a regular income after you retire. You choose a provider, pick an appropriate annuity to suit your needs and, in exchange for some or all of your pension savings, the annuity provides income until you die. The
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Auto-enrolment duties from 1 October 2017
- 5th September 2017
- Posted by: shayne
- Category: Wealth Knowledge
Auto-enrolment duties from 1 October 2017 Firms recruiting staff for the first time after 1 October 2017 will need to enrol them into a workplace pension. Legal duties commence on the day new employees start working for the business. To be put into a workplace pension, employers must assess if new employees are: aged between
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Maximising your pension savings
- 5th September 2017
- Posted by: shayne
- Category: Pension
Maximising your pension savings Ways to hit your desired retirement income target. Weighing up when you want to retire, estimating how much money you will need for a comfortable retirement and the number of years left until you can actually call it a day will be familiar trains of thought for anyone planning their retirement.
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Investing in ethical funds
- 5th September 2017
- Posted by: shayne
- Category: Investment
Investing in ethical funds Earning returns on ethical investments. Go back a few decades and there were few options for investors who wanted to earn returns on socially-responsible investments. Even after the ethical investment market began to gain traction, these funds were not commonly thought of as being particularly profitable for investors. These days, however,