News
-
Wealth Knowledge August 2016
- 2nd August 2016
- Posted by: shayne
- Category: Wealth Knowledge
No CommentsWealth Knowledge August 2016 In this month’s FAC Group Wealth Knowledge… 36% of businesses affected by the national living wage have raised their prices. People who rent out property need to be aware of tax changes such as the new rules for deducting costs. 50% of mortgage holders do not currently have life cover. And,
-
Capital gains tax planning
- 1st August 2016
- Posted by: shayne
- Category: Capital Gains Tax
Capital gains tax planning A guide to capital gains tax efficiency when selling business assets for profit. While capital gains tax (CGT) is paid by relatively few people, around 211,000 in 2013/14 according to HMRC, it can represent a significant cost for those affected. The current tax-free allowance is £11,100, and everything above this will
-
Investing in equities
- 1st August 2016
- Posted by: shayne
- Category: Equities
Investing in Equities Buying and selling stocks and shares for the first-time equity investor. Investing in the stock market for the first time can be intimidating. However, put aside the jargon and the process is surprisingly easy. As long as you do your research, know your goals and have a sound investment strategy, taking your
-
Wealth Knowledge July 2016
- 1st July 2016
- Posted by: shayne
- Category: Wealth Knowledge
Wealth Knowledge July 2016 You may have concerns about your business or personal finances following the result of the EU referendum. FAC Group can explain what the result means for your finances and advise on potential actions. Contact an FAC Group financial adviser on 01726 814935 to discuss your circumstances. New retirees favour gifts over inheritance The
-
Insurance options for individuals
- 1st July 2016
- Posted by: shayne
- Category: Insurance
Insurance options for individuals Protect yourself against the financial costs of illness, injury, unemployment and death. When it comes to protecting your family’s financial future against a sudden and unexpected loss of income, a solution can be found in insurance. Whether you’re concerned about serious illness, redundancy or loss of life, insurance policies can safeguard
-
Wills and Intestacy
- 1st July 2016
- Posted by: shayne
- Category: Wills
Wills and Intestacy A guide to making a valid will, updating it and what happens if you don’t have one. A will not only ensures that your estate is distributed according to your wishes but can also be used to reduce your liability to inheritance tax (IHT). Despite the importance of estate planning many people
-
Wealth Knowledge June 2016
- 1st June 2016
- Posted by: shayne
- Category: Wealth Knowledge
Wealth Knowledge June 2016 In this month’s FAC Group Wealth Knowledge… The Pensions Regulator issued 806 auto-enrolment non-compliance fixed penalties in the first quarter of 2016. Citizens Advice has reported a rise in the number of women seeking advice on maternity and pregnancy workplace discrimination. A survey has shown that 36% of employees received no
-
Savings & ISAs
- 1st June 2016
- Posted by: shayne
- Category: Investment, Savings & ISAs
Savings and ISAs A guide to starting saving and some of the products available. Saving is a lot like exercise, we could all probably do with a bit more but sometimes it can be difficult to motivate yourself to actually do it. A common reason many people give for not saving enough, or at all,
-
Financial planning for businesses
- 1st June 2016
- Posted by: shayne
- Category: Financial Planning
Financial Planning for Businesses An outline of the basic tenets of financial planning for beginners. Developing a solid financial plan is arguably the single most important feature of running a successful business. You may have the best product on the market, a well thought out marketing campaign and industry contacts your rivals would kill for,
-
Wealth Knowledge May 2016
- 1st May 2016
- Posted by: shayne
- Category: Wealth Knowledge
Wealth Knowledge May 2016 In this month’s Wealth Knowledge… landlords and buy-to-let investors rushed to complete before the April 2016 stamp duty changes took effect. The national living wage has now become a legal requirement for employers. A number of changes to capital gains tax and entrepreneurs’ relief have been introduced for 2016/17. And, the