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  • How to maximise the value of pension savings

    • 8th November 2022
    • Posted by: shayne
    • Category: Pension
    No Comments

    Mistakes to avoid when you’re aiming to build your pension pot Many people are feeling the pressure on their finances at the moment due to the backdrop of rising inflation and the cost of living soaring. In these circumstances, it can be difficult to think about your long-term finances or even contemplate saving for the

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  • Working 9 to 5

    • 7th November 2022
    • Posted by: shayne
    • Category: Pension, Retirement
    No Comments

    More over-65s are still working than six years ago More people in the UK aged between 65 and 74 are still working compared to six years ago, new research shows[1]. The findings show there’s a marked increase in the number of people over 65 who remain in the workforce compared to 2016, and a fall

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  • Balancing risk and returns

    • 4th November 2022
    • Posted by: shayne
    • Category: Investment
    No Comments

    Bonds can play a key part in building an investment portfolio UK government bonds, also known as gilts, are debt securities issued by the UK government. They are used to finance the government’s borrowing requirements and are often seen as a safe haven asset by investors. Gilts are traded on the London Stock Exchange and

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  • Cash may not be king

    • 5th October 2022
    • Posted by: shayne
    • Category: Pension
    No Comments

    Deciding whether to withdraw cash from your pension pot Choosing what to do with your pension is a big decision. If you’ve been saving into a defined contribution pension (sometimes called ‘money purchase’) during your working life, from age 55 (age 57 in 2028) you need to decide what to do with the money you’ve

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  • Putting life on hold

    • 4th October 2022
    • Posted by: shayne
    • Category: Cost Of Living Crisis
    No Comments

    Cost-of-living crisis delays homeownership, having children and retirement Rising living costs have been so significant in recent months that most UK households will have noticed a squeeze on their monthly budgets. Not only does this have a direct impact on people’s lifestyles, even though they are making every effort to cut back, but it has

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  • Self-employed extremely vulnerable to loss of income

    • 3rd October 2022
    • Posted by: shayne
    • Category: Self Employed
    No Comments

    81% aren’t seeking financial advice Self-employed people are at risk of financial hardship if they don’t have sufficient provision in place. Without a regular income, it can be difficult to cover expenses and also save for the future. In many cases, the self-employed are unable to claim for many of the benefits that employees are

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  • HOW TO REDUCE INHERITANCE TAX BY LEAVING A GIFT

    • 7th September 2022
    • Posted by: shayne
    • Category: Inheritance Tax
    No Comments

    PLANNING FOR YOUR WEALTH PRESERVATION AND THE EVENTUAL TRANSFER OF THAT WEALTH When you’ve worked hard and invested carefully to build your wealth, you want to look after it. That’s why it’s important to plan for your wealth preservation and the eventual transfer of that wealth. If you’re considering making a gift to someone, there

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  • INFLATION EATING YOUR SAVINGS?

    • 6th September 2022
    • Posted by: shayne
    • Category: Inflation, Savings & ISAs
    No Comments

    HOW TO BENEFIT FROM TAX RELIEFS IN THE CURRENT FINANCIAL YEAR As your income increases, the complexity of your finances may too. Tax efficiency is a crucial consideration when investing because it can make an enormous difference to your wealth and quality of life. However, the type of investment and tax efficiency you should be

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  • COST OF ‘SAVER INACTION’

    • 5th September 2022
    • Posted by: shayne
    • Category: Savings & ISAs
    No Comments

    MILLIONS OF SAVERS THINK INFLATION WILL LEAVE THEM BETTER OFF Despite inflation reaching its highest rate for many decades, some people in the UK are not aware of its impact on their finances. More than half of all cash savers (52%) don’t know what impact inflation will have on the real value of their cash

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  • RECESSION-PROOF YOUR FINANCES

    • 3rd August 2022
    • Posted by: shayne
    • Category: Recession
    No Comments

    10 PRACTICAL STEPS TO ENSURE YOUR MONEY IS WORKING HARD FOR YOU In these uncertain times, it’s more important than ever to make sure your finances are in order. The Bank of England believes that a painful squeeze on our living standards, driven primarily by soaring energy prices, is set to intensify and will push

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