X

X

X

X

X

HomeNews

News

  • What to do with spare cash after COVID

    • 2nd August 2021
    • Posted by: shayne
    • Category: Financial Planning
    No Comments

    Ways to release some of that pent-up demand. Since the start of the COVID-19 pandemic in March 2020, official statistics show that total household savings have increased pretty much across the board.  That’s not much of a surprise considering most people have been saving cash working from home, while the three lockdowns we’ve had in

    read more

  • Wealth Knowledge July 2021

    • 2nd July 2021
    • Posted by: shayne
    • Category: Wealth Knowledge
    No Comments

    Home movers fuel spike in mortgage borrowing as prices rise A record proportion of mortgage borrowing in the first three months of the year was fuelled by home movers as the ‘race for space’ hotted up.  The Financial Conduct Authority said this group accounted for 42% of total mortgage lending – the highest proportion since

    read more

  • Protection with relevant life cover

    • 1st July 2021
    • Posted by: shayne
    • Category: Insurance
    No Comments

    Tax-efficient insurance for business owners.  Arranging relevant life cover can save money for business owners and their staff. As an employer, you want to ensure your employees have the benefits needed to incentivise them to join your business and stay, and there is arguably no benefit more important than a good life cover plan. If

    read more

  • The rise of stocks and shares ISAs

    • 30th June 2021
    • Posted by: shayne
    • Category: News
    No Comments

    Low interest rates fuel spike in demand. After more than a year of COVID-19 restrictions, many people have more disposable income than they’re used to. But with the Bank of England’s base rate of interest at a record low of 0.1% offering paltry incentives for saving in cash, increasing numbers of savers are turning towards

    read more

  • Wealth Knowledge – June 2021

    • 3rd June 2021
    • Posted by: shayne
    • Category: Wealth Knowledge
    No Comments

    Frenzied rush sees mortgage borrowing hit record high UK homeowners borrowed a record £11.8 billion more on mortgages than they repaid in March 2021. Figures from the Bank of England showed the net-borrowing level was the highest of any comparable month since records began in April 1993.  The previous record of £10.4bn was set in

    read more

  • The pensions lifetime allowance

    • 2nd June 2021
    • Posted by: shayne
    • Category: Pension, Retirement
    No Comments

    How might the big freeze affect you? Most people get nowhere near breaching the pensions lifetime allowance, but that’s likely to change over the next five years.  The lifetime allowance is currently £1,073,100. This is a limit on the amount of pension benefits you can withdraw from all of your pension schemes – whether as

    read more

  • Can you afford to start a family?

    • 1st June 2021
    • Posted by: shayne
    • Category: Family
    No Comments

    The full costs of raising children surprise many.  Moving out of your parents’ home for the first time, stepping onto the property ladder, getting married, and deciding to start a family are each big life events.  You’ll likely crunch some numbers when considering any of them but when it comes to starting a family, it’s

    read more

  • Wealth Knowledge – May 2021

    • 7th May 2021
    • Posted by: shayne
    • Category: Wealth Knowledge
    No Comments

    HMRC publishes new guidance on unregulated crypto assets Cryptoasset investors have received further clarity on the tax treatment of their unregulated investments from HMRC. Bitcoin is by far the most well-known cryptoasset, although there are more than 1,000 others in existence. Last month, the value of one Bitcoin soared past $60,000 (roughly £43,383) for the

    read more

  • How to ethically invest in 2021 & beyond

    • 6th May 2021
    • Posted by: shayne
    • Category: News
    No Comments

    Earn returns while making an impact. Most people invest because they want their money to grow – to prepare for the future, to save up for a major purchase, or to provide a comfortable lifestyle for their family. That might seem at odds with the idea of putting your money towards a good cause, and

    read more

  • Give your finances a spring clean

    • 5th May 2021
    • Posted by: shayne
    • Category: Financial Planning
    No Comments

    Is it time to tidy up your finances this spring? With spring in the air and the 2021/22 financial year just a month old, there’s no better time to take stock of your financial arrangements and see how they’re working for you. Of course, you can check your direct debits or standing orders and cancel

    read more